student loan

Citi's wide variety of student loans and fast online applications will help you get the money you need to pay for college quickly to free up time for the things that matter to you.
CitiAssist® Loans
Start a Loan Application


Call 1-800-STUDENT
Federal Stafford Loans
As low as
document.write(STAFFORD_SUB_UNDERGRAD);
6.00%
Basic Eligibility:
You must be:
A U.S. citizen, national, or eligible non-citizen
Enrolled as a full- or half-time undergraduate student
Interest Rate:
document.write(STAFFORD_SUB_UNDERGRAD);
6.00% for a subsidized Federal Stafford Loan
document.write(STAFFORD_UNSUB_UNDERGRAD);
6.80% for an unsubsidized Federal Stafford Loan
Loan Benefits:
Receive a 0.25% interest rate reduction when you enroll in our auto-debit payment program and receive only electronic statements.
Fees:
1.00% origination fee (1.50% 07/01/07 - 06/30/08)
1.00% federal default fee
Borrowing Limits:
Borrow up to $12,500 per year.
Loan Funds:
Your loan funds will be sent directly to your school and credited to your account at the Bursar's Office.
Paying Back Your Loans:
The standard repayment term is 10 years. Repayment begins six months after you graduate, leave school, or drop your attendance below half-time.
More:
The Federal Stafford Loan can be either subsidized or unsubsidized; your eligibility for each will be defined in your award letter from your school. The government will pay the interest for you on subsidized loans, while you pay the interest on unsubsidized loans.

CitiAssist® Loans
Competitive Interest Rates

Basic Eligibility:
You must be:
At least 18 years of age, 19 in AL and NE, and 21 in MS and PR.
Enrolled at least part-time as an undergraduate student.
Enrolled at an accredited, approved college or university in the U.S.
Interest Rate:
Competitive Interest Rates.
Loan Benefits:
Receive a 0.25% interest rate reduction when you enroll in our auto-debit payment program.
Fees:
A loan fee may be added to your principal balance.
Borrowing Limits:
Borrow up to the total cost of education less any other financial aid awarded. A $1,000 minimum loan amount may apply.
Loan Funds:
Your loan funds will be sent directly to your school and credited to your account at the Bursar’s Office.
Paying Back Your Loans:
The standard repayment term is up to 20 years. Repayment begins six months after you graduate or leave school.
More:
You may apply for a private loan on your own or with a co-signer. Since private loans are credit-based, applying with a creditworthy co-signer may increase the likelihood of approval and may help you get a lower interest rate.